Compare different account types and find the best fit for you
Choosing the right trading account is one of the most important decisions you'll make as a trader. At WG, we understand that every trader has unique goals, experience levels, and capital requirements. That's why we've designed a comprehensive range of account types that cater to everyone from beginners taking their first steps to seasoned professionals managing substantial portfolios. This guide will walk you through each account type, helping you understand which one aligns best with your trading journey.
Our standard trading accounts form the backbone of our offering, designed for active traders who want direct market access and full control over their trading decisions. These accounts provide the perfect balance of features, flexibility, and support to help you succeed in the markets.
Starting with just $250, the Test Account is where your trading journey begins. Think of it as your personal training ground where you can develop your skills without the pressure of large capital requirements. With this account, you get access to over 10,000 trading assets and a welcome bonus of 10% to boost your initial capital.
The Test Account offers 1:100 leverage, which provides a good balance between opportunity and risk management for beginners. You'll have floating spreads that reflect real market conditions, helping you understand how trading costs work in practice. Our 24/7 customer support team is always available to answer your questions and guide you through your first trades.
This account is perfect if you're new to trading or want to test new strategies with real money but minimal risk. While you won't have access to some of the premium features like dedicated account managers or VIP events, you'll have everything you need to learn the fundamentals and build confidence in your trading abilities.
When you're ready to take your trading more seriously, the Basic Account opens up new possibilities. With a minimum deposit of $2,000, this account level introduces you to professional trading features while maintaining accessibility for growing traders.
The leverage increases to 1:200, giving you more flexibility in your position sizing and capital efficiency. One of the most significant upgrades is the assignment of a dedicated Senior Account Manager who becomes your personal guide in the markets. This experienced professional will help you develop your trading strategy, understand market dynamics, and make more informed decisions.
Your welcome bonus remains at 10%, but now you're trading with the confidence that comes from having professional support. The floating spreads continue to give you transparent pricing, and you maintain access to the full range of 10,000+ trading instruments. This account level is ideal for traders who have mastered the basics and are ready to develop more sophisticated trading approaches.
The Silver Account marks your transition into more serious trading territory. With a minimum deposit of $10,000, this tier acknowledges your commitment to trading and rewards it with significantly enhanced features and benefits.
Your leverage potential doubles to 1:400, allowing for more sophisticated position management and capital allocation strategies. The welcome bonus increases to 15%, providing additional trading capital to work with. But perhaps most importantly, you gain access to our exclusive live investing room where professional traders share insights and strategies in real-time.
Weekly analyst sessions become part of your trading routine, offering deep market analysis and trading ideas from our team of experts. You'll also enjoy a 10% discount on swap fees, reducing your overnight holding costs. The combination of educational resources, professional insights, and cost savings makes the Silver Account perfect for traders who are serious about improving their performance and learning from professionals.
Reaching Gold status with a minimum deposit of $30,000 signifies your arrival as a serious trader. This premium tier transforms your trading experience with exclusive benefits that go far beyond basic market access.
Your welcome bonus jumps to an impressive 30%, significantly boosting your trading capital from day one. The Gold spread pricing gives you some of the tightest spreads available, reducing your trading costs and improving your profit potential. With a 20% discount on swap fees, holding positions overnight becomes more cost-effective.
But the real value of a Gold Account lies in the premium services. You'll have your own Risk Manager who helps you protect your capital and optimize your risk-reward ratios. VIP event access connects you with other successful traders and industry experts at exclusive gatherings. The combination of superior pricing, professional risk management, and networking opportunities makes the Gold Account ideal for traders who view trading as a serious business.
The Platinum Account represents membership in an elite trading circle. With a minimum deposit of $100,000, this tier is designed for highly successful traders who demand the very best in every aspect of their trading experience.
Your welcome bonus reaches 40%, providing substantial additional capital to deploy in the markets. Platinum spread pricing ensures you're getting institutional-grade pricing on every trade. The 30% swap discount makes carry trades and longer-term positions more profitable. Importantly, scalping is now fully allowed, enabling you to employ high-frequency trading strategies if that matches your style.
The Platinum experience extends beyond trading conditions. Your dedicated team now includes senior analysts, risk managers, and your personal account manager who coordinate to support your trading success. VIP events become more exclusive, often featuring renowned market experts and successful traders sharing their insights. This account level is perfect for professional traders who need every possible edge in the markets.
The Diamond Account represents the pinnacle of trading luxury and performance. Reserved for traders with $500,000 or more, this ultra-premium tier delivers an unmatched trading experience that combines the best possible trading conditions with white-glove service.
An extraordinary 60% welcome bonus demonstrates our commitment to your success from the very beginning. You'll enjoy the same Platinum spreads and 30% swap discount as our Platinum tier, but with additional exclusive benefits. Dividend payments on eligible positions add another revenue stream to your trading activities. Every feature is optimized for maximum performance and profitability.
As a Diamond trader, you're not just a client – you're a VIP partner. Your support team expands to include multiple specialists who understand your trading style and objectives intimately. Exclusive investment opportunities not available to other tiers are presented to you first. Private events, one-on-one sessions with market legends, and bespoke services tailored to your specific needs make the Diamond Account more than just a trading account – it's a comprehensive wealth management partnership.
Not everyone wants to actively trade the markets. Our Savings Accounts combine the growth potential of financial markets with the simplicity of traditional savings, enhanced by cutting-edge AI technology to optimize your returns.
Starting at €15,000, our Basic Savings account revolutionizes how you think about saving money. Instead of letting your money sit idle in a traditional bank account earning minimal interest, our AI-powered trading system works to generate an average return of 3.9% monthly.
The beauty of this account lies in its simplicity. You don't need any trading knowledge or experience. Our sophisticated AI algorithms analyze thousands of market opportunities across forex, commodities, stocks, and cryptocurrencies, making trades on your behalf. The system operates 24/7, ensuring no opportunity is missed while you sleep or go about your daily life.
Withdrawals are structured quarterly, giving the AI system enough time to optimize your returns while still providing regular access to your funds. There are no withdrawal fees, and you can track your account's performance in real-time through our platform. This account is perfect for those who want better returns than traditional savings accounts but prefer a hands-off approach to investing.
The Investors Club, requiring €35,000 to join, offers a unique hybrid approach that combines AI-powered trading with the option for manual intervention. This exclusive membership delivers an impressive average return of 5.25% monthly, with a guaranteed minimum return of 3.25%.
What sets the Investors Club apart is the flexibility it offers. While the AI system continues to work as your tireless trading assistant, you also have the ability to make manual trades when you spot opportunities or want to implement your own strategies. This dual approach allows you to benefit from both artificial intelligence and human intuition.
The guaranteed return component provides peace of mind, ensuring that regardless of market conditions, your wealth continues to grow. Quarterly withdrawals remain fee-free, and you maintain full visibility into both AI and manual trading activities. This account suits investors who want strong passive returns but also enjoy staying engaged with their investments when they choose.
With a €70,000 minimum, Savings Plus is designed for serious savers who want to maximize their wealth accumulation. The average monthly return jumps to an impressive 7.55%, with a guaranteed minimum of 4%, providing both growth potential and security.
A standout feature of Savings Plus is the €10,000 investment bonus, immediately boosting your starting capital. Monthly withdrawal options replace the quarterly schedule, giving you more frequent access to your funds without any fees. The AI trading system at this level employs more sophisticated strategies and has access to additional market opportunities.
The combination of manual trading options and AI automation gives you complete control over your investment approach. Whether you prefer to let the AI handle everything or actively participate in trading decisions, Savings Plus accommodates your style. This account is ideal for those with substantial savings who want to see significant growth while maintaining flexibility and control.
The Savings Plus Elite account, starting at €100,000, represents the apex of our savings account offerings. With an remarkable average return of 9.51% monthly and a guaranteed minimum of 5.9%, this account delivers institutional-level performance to individual investors.
The €25,000 investment bonus provides a substantial boost to your initial capital, accelerating your wealth growth from day one. Quarterly dividend payouts add another layer of returns, creating multiple income streams from your investment. The AI system at this level employs the most advanced strategies, including arbitrage opportunities and sophisticated hedging techniques.
Monthly withdrawals ensure your money is never far from reach, while the option for manual trading allows you to capitalize on your own market insights. Elite account holders also receive priority access to new investment products and strategies as they become available. This account is perfect for high-net-worth individuals who want maximum returns with the security of guaranteed minimums and the prestige of elite status.
Planning for retirement requires a different approach to investing. Our retirement accounts combine long-term growth strategies with tax advantages and professional guidance to help you build the retirement you deserve.
Starting at €100,000, the Guardian Retirement account takes a protective approach to building your retirement wealth. This account acknowledges that as you approach retirement, preserving capital becomes just as important as growing it.
The Guardian account provides comprehensive retirement planning tools that help you visualize your financial future and make informed decisions. Your dedicated retirement advisor works with you to create a personalized strategy based on your retirement goals, timeline, and risk tolerance. Quarterly performance reviews ensure your portfolio stays on track, with adjustments made as your circumstances change.
Tax-advantaged growth helps maximize your returns by minimizing tax liabilities. Estate planning assistance ensures your wealth transfers efficiently to your beneficiaries. Social Security optimization strategies help you maximize this important retirement benefit. Healthcare planning support addresses one of retirement's biggest expenses. The Guardian account provides peace of mind that your retirement is in capable hands.
The Golden Years Fund, requiring €300,000 or more, is designed for those who refuse to compromise on their retirement lifestyle. This premium retirement solution goes beyond basic planning to create a comprehensive wealth management strategy for your golden years.
Your retirement planning becomes truly personalized with this account. Based on detailed discussions about your long-term goals, lifestyle expectations, and legacy wishes, your account manager creates a custom investment strategy. This isn't a one-size-fits-all approach – it's a bespoke retirement solution crafted specifically for you.
The Golden Years Fund includes sophisticated tax optimization strategies that can significantly impact your retirement income. Required minimum distribution planning ensures you meet regulatory requirements while minimizing tax impact. Healthcare cost projections and funding strategies address the reality of rising medical expenses. Regular strategy sessions with your advisory team keep your plan current and optimized. This account is ideal for successful individuals who want their retirement years to be truly golden.
With so many options available, selecting the right account might seem overwhelming. Here's how to approach this important decision.
Your account choice should reflect your current situation and future aspirations. Start by honestly assessing your trading experience. If you're new to the markets, beginning with a Test or Basic account allows you to learn without overwhelming complexity. Experienced traders might jump directly to Silver or Gold to access advanced features immediately.
Consider your available capital, but don't stretch beyond your comfort zone. It's better to start with an account you can fund comfortably than to strain your finances reaching for a higher tier. Remember, you can always upgrade as your trading success and capital grow.
Think about your time commitment and trading style. Active traders who plan to spend hours analyzing markets daily will benefit from the advanced features of Gold or Platinum accounts. If you prefer a more passive approach, our Savings accounts might be more suitable. Those planning for retirement should obviously consider our specialized retirement accounts.
Your goals matter too. Are you looking to generate supplemental income, build long-term wealth, or create a retirement nest egg? Different accounts serve different purposes, and aligning your account type with your goals increases your chances of success.
One of the best aspects of our account structure is that it provides a natural progression path. Many successful traders start with a Test account, learning the basics and proving their strategies. As their skills and capital grow, they move to Basic, then Silver, gradually climbing the tiers as their success builds.
This progression isn't just about prestige – each tier provides tools and support appropriate to that level of trading sophistication. A beginner might be overwhelmed by the features of a Platinum account, while an experienced trader would feel constrained by a Test account. The tier system ensures you always have access to features that match your current needs.
Upgrading is simple and can be done at any time. When you're ready for more advanced features or have additional capital to deploy, just contact your account manager to discuss moving to the next tier. They'll help you understand the additional benefits and ensure the timing is right for your situation.
Choosing the right account type is your first step toward trading success with WG. Whether you're drawn to the active involvement of our trading accounts, the passive growth of our savings accounts, or the long-term security of our retirement accounts, we have a solution that fits your needs.
Remember, your account type isn't set in stone. As your experience grows, your capital increases, or your goals evolve, you can adjust your account type to match. Our team is always available to discuss your options and help you make the best choice for your current situation.
The most important step is to start. Choose the account that feels right for you today, knowing that as you grow as a trader and investor, WG will be there with the tools, support, and account options you need for every stage of your financial journey. Your success story begins with choosing the right account – let us help you write the first chapter today.
